JCPenney Credit Card. ISSUED BY SYNCHRONY BANK
ALREADY A CARDMEMBER?
JCPenney Credit Card
REWARD
YOURSELF

WITH A JCPENNEY
CREDIT CARD
GET AN EXTRA 15% OFF* SELECT PURCHASES MADE TODAY WHEN YOU OPEN & USE YOUR JCPENNEY CREDIT CARD. DISCOUNT MAY BE COMBINED WITH ANOTHER COUPON. 5% OFF* SELECT MERCHANDISE
BRING ON THE BENEFITS!
Cardmembers are automatically enrolled in
JCPenney Rewards—with lots of extra benefits.
GET A $10 REWARD FOR 200 POINTS EARNED + EARN REWARDS 2X FASTER! WITH YOUR JCPENNEY CREDIT CARD GET A $10 REWARD FOR 200 POINTS EARNED + EARN REWARDS 2X FASTER! WITH YOUR JCPENNEY CREDIT CARD
$1 spent = 1 point** with your JCPenney Credit Card
Or $2 spent = 1 point** with any other form of payment
Earn up to 2,000 points on a single purchase.
THE HIGHER YOU GO,
THE BETTER IT GETS
Earn Gold or Platinum status for even more exclusive benefits!***
JCPenney GOLD CREDIT CARD
$10 Birthday Coupon
Passbook of Coupons
JCPenney PLATINUM CREDIT CARD
$15 Birthday Coupon
Passbook of Coupons
Sephora Bonus Points Days
at Sephora inside JCPenney or jcp.com
Platinum Appreciation
JCPenney | optical. TIME IS RUNNING OUT! Use your vision insurance benefits and get 60% OFF YOUR 2ND PAIR. FIND A STORE »
GIVE A TELEFLORA BOUQUET WITH YOUR JCPENNEY CREDIT CARD. TELEFLORA.COM/JCPENNEY 1-800-288-7288 SHOP NOW » JCPenney | portraits. FREE 8x10 standard print (reg. 14.99) GET COUPON »
*A different offer may be available in store. Offer for new accounts only. OFFER DETAILS: Subject to credit approval. In US and PR, save 15% on select apparel, shoes, accessories, fine jewelry, salon products, furniture and mattresses, and home; and save 5% on Electrics/Electronics (including TVs), Modern Bride® Design Your Dream Ring, and Smart Watches. In US stores only, save 15% on custom blinds and shades, and 5% on Major Appliances. In PR stores only, save 15% on cosmetics. Applicants who do not receive a credit decision at the time of their application, but are later approved, will receive a $10 off $10 coupon in their credit card package. Delivery of major appliances limited to designated zip codes. See jcp.com/appliances or store associate for details. Each offer good in store and at jcp.com, excluding taxes and shipping/handling charges, through 5/1/2019. Offers good upon new JCPenney Credit Card account approval. Full amount of purchase must be on the JCPenney Credit Card to receive account-opening discount. Coupon can be used multiple times within 24 hours after first use when you present this coupon at time of purchase in store or enter your code at jcp.com. The offers can be combined with another coupon and earned JCPenney Rewards. Dollar-off offers (including JCPenney Rewards) applied prior to companywide percent-off discounts or coupons. Coupon cannot be used for payment on account. Coupon cannot be replaced or redeemed as cash or merchandise credit if merchandise is returned. May not be used for purchases made by cash, Gift Cards, debit cards, American Express, Discover Card or bankcards. No cash value. JCPenney may refuse, or limit the use of, any coupon and/or return for any reason, including reoccurring disruptive behavior. Additional exclusions and exceptions may apply. REPRODUCTIONS WILL NOT BE ACCEPTED. US AND PR EXCLUSIONS: Nike, Sephora, In-Store Services, Service Plans, Home Services (other than In-Home Custom Window Treatments), Care Plans, Warranties, Closing Store Purchases, Gift Cards or current orders/prior purchases. ADDITIONAL PR EXCLUSIONS: Optical, Gift Wrap & More and Universal Sunglasses.

**JCPENNEY REWARDS: JCPenney credit cardmembers are automatically enrolled in JCPenney Rewards and are eligible to earn rewards points on purchases made with their JCPenney credit card account. For each $1 spent on a qualifying purchase at JCPenney stores or jcp.comusing your JCPenney credit card account, you will receive 1 JCPenney Rewards point, up to the point maximum ($2,000). If you use a different payment method, you will receive 1 point for every $2 spent on a qualifying purchase up to the point maximum. Rewards apply to net card purchases (minus returns). Once you reach 200 points, you will be issued a $10 JCPenney Rewards certificate, redeemable on eligible JCPenney purchases. Your account must be in good standing when the reward points are earned and reward certificates are issued. For qualifying purchases and exclusions and restrictions that may apply, please see the full Rewards Program Terms provided with your account agreement (as may be amended) or jcp.com/rewards.

***JCPENNEY GOLD/PLATINUM CARD LEVEL DETAILS: You must spend $500 or more on merchandise or services at JCPenney Stores or jcp.com with your JCPenney credit card in a calendar year to earn or maintain JCPenney Gold Status. Spend $1,000 or more on merchandise or services at JCPenney Stores or jcp.com with your JCPenney credit card in a calendar year to earn or maintain JCPenney Platinum Status. JCPenney Gold/Platinum Status is determined at the time of your monthly billing statement after meeting purchase threshold. We reserve the right to change or cancel the JCPenney Gold/Platinum Program or any or all of its benefits at any time without notice. If your account is not in good standing and/or you no longer meet our criteria, you may be ineligible for the JCPenney Gold/Platinum Program and/or unable to take advantage of JCPenney Gold/Platinum Promotions. The JCPenney Gold/Platinum benefits are available only to residents of the 50 states of the US and PR. The JCPenney Gold/Platinum Program is provided by Synchrony Bank.

BIRTHDAY OFFER: A birthday offer will be sent via email, or at JCPenney’s sole option via U.S. mail, to eligible Members. To be eligible for the offer, Members must (a) be residents of the 50 states of the U.S. and PR, and have a birthday date on file with their Program or creditaccount, (b) if not a JCPenney credit cardmember and/or a JCPenney Home Services Credit Cardmember, have earned points within the last 12 months, (c) if a JCPenney credit cardmember (includes JCPenney Mastercard Cardmembers), have made at least one purchase with their JCPenney credit card within the last 12 months, and (d) have a JCPenney credit card account and/or Program account that is in good standing at the time the birthday offer is issued. Also, Members who reside in HI or who have not achieved JCPenney Gold/Platinum credit account status must have a valid email address on file with their Program account to receive the birthday offer. One offer per account.