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- No annual fee
- Low monthly payments
- Payments are accepted at any JCPenney store
- Promotional financing offers
- Online customer service (check your balance, credit limit, available credit, and more)
- Use your Card at JCPenney Stores, Catalog, Eckerd and Genovese Drug Stores, JCPenney Direct Marketing Services, Inc., and online at jcp.com, eckerd.com and jcpsolutions.com
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